Kick Asset Finance offers a range of financial solutions tailored to meet the diverse needs of UK businesses. Specialising in plant machinery, vehicles, and agricultural equipment financing, Kick Asset Finance partners with Rural Finance to deliver customised options. This article provides an in-depth look at our services.
Flexible Hire Purchase Options for Business Growth
For businesses aiming to own their assets outright, hire purchase agreements present an ideal solution. This flexible, cost-effective option allows for straightforward budgeting and full ownership after a predetermined period.
Benefits of Hire Purchase:
- Ownership: Gain full ownership of the asset after the final payment.
- Flexibility: Tailor the repayment schedule to your business cash flow.
- Budgeting: Fixed monthly payments simplify budgeting.
Convenient Leasing Solutions: Finance and Operating Leases
Businesses that often upgrade their equipment can acquire assets through a finance lease, which eliminates the requirement for an outright purchase. In contrast to hire purchase, ownership is not transferred at the end of the agreement and the VAT is included in the monthly payments.
Operating Leases are another lease option which often encompass costs such as maintenance, repairs, and delivery within the repayment plan, ensuring peace of mind and comprehensive coverage.
Finance Lease:
- Monthly Payments: Include VAT, making budgeting easier.
- Upgrades: Ideal for businesses that frequently update equipment.
- No Ownership: Asset ownership remains with the lessor.
Operating Lease:
- Inclusive Costs: Maintenance, repairs, and delivery often included.
- No Residual Risk: No concerns about asset disposal at the end of the lease.
Accessible Business Loans to Propel Your Company Forward
Kick Asset Finance also offers business loans, providing a lump sum that can be used to purchase various business assets. These loans grant full ownership of the purchased assets, facilitating business growth and expansion. Business Loans are an effective way or releasing cash into the business for the likes of expansion and premises refurbishment for example:
- Ownership: Full ownership of purchased assets.
- Growth: Use funds for various business needs.
- Flexibility: Repayment terms tailored to your business.
Competitive Commercial Mortgages for Property Investment
For purchasing commercial property, Kick Asset Finance partners with specialist lenders to offer competitive mortgage deals.
Commercial Mortgage Features:
- Long Terms: Up to 25 years.
- Flexible Rates: Both fixed and variable options.
- Specialist Lenders: Access to competitive deals.
Explore our commercial mortgage options
Refinancing Existing Assets to Improve Business Liquidity
Unlock capital tied up in existing assets with refinancing options from Kick Asset Finance.
Benefits of Refinancing:
- Cash Flow: Improve liquidity and operational flexibility.
- Utilise Existing Assets: Leverage the value of your current assets.
- Flexible Terms: Customized repayment plans.
Industry-Specific Financial Solutions for Diverse Sectors
Kick Asset Finance caters to a broad spectrum of industries, ensuring tailored finance packages to meet specific sector needs:
Construction and Plant Machinery Finance
Specialising in equipment financing, we cover everything from small diggers to large earth movers, with options available for machinery up to 15 years old.
Agricultural Machinery Finance
Offering flexible terms from 1 to 7 years, payments can be customized to fit the cash flow needs of farming operations, including options that align with single farm payments.
Industrial Machinery Finance
Competitive financing is available for manufacturing equipment, helping industrial businesses acquire the necessary tools for growth.
Groundcare & Landscaping Machinery Finance
Financing options are also available for groundcare and landscaping businesses, covering a range of machinery and equipment.
Commercial Vehicle
Finance
From single vans to entire fleets, Kick Asset Finance provides solutions for both new and used commercial vehicles.
Car Finance
Options
They offer car finance options for both business and personal use, working with lenders who specialise in this area.
Renewable Energy Finance
Understanding the significant investments required for renewable energy projects, we work with expert lenders to finance solar panels, biomass boilers, wind turbines, and more..
Dedicated Customer Support for Seamless Financial Services
Kick Asset Finance prides itself on exceptional customer service, with a focus on building strong relationships and providing efficient, organised support. Our team’s extensive experience in plant machinery and finance ensures clients receive expert advice and tailored financial solutions.
For businesses interested in exploring these comprehensive finance options, Kick Asset Finance is ready to assist with personalised, professional service.
Our Commitment to You:
- Expert Advice: Our experienced team offers tailored financial solutions.
- Personalised Service: We build strong relationships with our clients.
- Efficient Support: Organized and efficient customer support.
